Card image Spark 1.5% Cash Select

Spark 1.5% Cash Select card

Check the key information to help with your decision.

Spark 1.5% Cash Select card

Check the key information to help with your decision.

By Organizzei on 29/07/2026

Useful informations

With no annual fee and no foreign transaction charges, this card is perfect for businesses involved in global operations or those who frequently travel internationally.

You will also have access to advanced management tools, including free employee cards and detailed quarterly reports to streamline your financial planning and accounting.

Bank

Capital One

Contact

www.capitalone.com

Reputation

0 reward points

Card brand

Visa

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
Travel Insurance
Provides Additional Cards
Security Alerts
International
Annual Fee Free
Contactless Technology
Price Protection
Restaurant Discounts
Roadside Assistance
VIP Lounge
Exclusive Discounts
International Card
Cashback

Cons

Credit limit subject to analysis
High interest rates
No points program
No airline miles

See more card details:

Unlimited Cashback

Earn 1.5% back on every business purchase with no earning limits.

Zero Annual Fee

Enjoy all the perks of a premium business card with no annual fee.

No Foreign Transaction Fees

Save money when traveling abroad with waived fees on international transactions.

Welcome Bonus

Receive a cash bonus after you meet a specified spending threshold within the first few months.

Employee Cards

Get additional cards for employees at no extra cost and monitor your team's spending in real time.

Security and Protection

Benefit from security alerts, fraud protection, and instant card locking via the app.

Financial Management

Access detailed spending reports and easily export data to software like Quicken or QuickBooks.

Frequently Asked Questions (FAQ)

How does the cashback for the Spark 1.5% Cash Select work?

You earn 1.5% cash back for every dollar spent on all purchases, without category limits or reward caps.

Is there an annual fee for the card?

No, the Spark 1.5% Cash Select comes with a permanently free annual fee.

Can I use the card outside of the United States?

Yes, this is an international card with no fees for transactions made abroad.

Do the rewards expire?

No, cashback rewards do not expire as long as your account is open and in good standing.

Can I request cards for my employees?

Yes, you can request employee cards at no additional cost and set individual spending limits.

What options do I have for redeeming cashback rewards?

You can redeem your cashback as a statement credit, receive a check, or exchange it for gift cards.

Top 5 most requested cards

The card: Spark 1.5% Cash Select comes with these benefits from Visa

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Capital One

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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