Spark Cash Plus card
Check the key information to help with your decision.
Spark Cash Plus card
Check the key information to help with your decision.
Useful informations
Enhance your business savings by earning 5% cash back on hotel and rental car bookings made via Capital One Travel.
If your annual business purchases reach $150,000 or more, you can have your $150 annual fee refunded each year with this card.
Capital One
www.capitalone.com
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Visa
Who is this Card for?
Pros & Cons
Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:
Pros
Cons
See more card details:
Receive a steady 2% cash back on all business transactions, with no caps or expiration dates.
$2,000 Cash BonusNew applicants can secure a substantial sign-up bonus after satisfying tiered spending conditions within a six-month window.
No Predetermined Spending LimitsEnjoy flexibility with a card that adjusts to your financial history and spending patterns.
Annual Fee RefundYour $150 annual fee will be refunded annually if you reach a minimum of $150,000 in annual spend.
Travel Rewards from Capital OneGet 5% cash back when booking hotels and rental cars through the Capital One Travel portal.
Complimentary Employee CardsTrack employee expenditures easily and earn rewards on their purchases without incurring additional annual fees.
No Foreign Transaction FeesAvoid costs while conducting business internationally, as this card carries no fees for transactions outside the U.S.
Frequently Asked Questions (FAQ)
You receive an unlimited 2% cash back on all business purchases, with no categories and no caps on earnings.
The Spark Cash Plus does not impose any preset spending limits, which offers you greater flexibility based on your financial usage.
As a charge card, the Spark Cash Plus mandates full payment of the balance each month to retain good standing.
The $150 annual fee is refundable every year you spend at least $150,000 in net purchases with this card.
No, this card does not charge fees for purchases made abroad or while traveling outside the United States.
You can earn a higher cashback rate of 5% when you book hotels and rental cars through the Capital One Travel service.
Top 5 most requested cards

The card: Spark Cash Plus comes with these benefits from Visa
24/7 support for emergency situations
Points system to exchange for products
Accepted in thousands of locations worldwide
Perfect for your everyday purchases
Security and flexibility in payments
More security and comfort for your purchases
We’ve simplified the steps for you
We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:
Choose the option that best suits your needs
Access the financial institutions' channels
Start your registration by providing accurate information
Send the required documents
Submit your application
Wait for approval
Required documents
Visit the website of Capital One
Visit the official website and follow the provided instructions.
VISIT OFFICIAL WEBSITE