Card image Bilt Mastercard® Rewards

Bilt Mastercard® Rewards card

Check the key information to help with your decision.

Bilt Mastercard® Rewards card

Check the key information to help with your decision.

By Organizzei on 29/07/2026

Useful informations

Enhance your rewards by transferring points to top-tier travel partners at a 1:1 ratio, or utilize them towards a future home purchase.

All management is done via the Bilt app, enabling you to turn everyday expenses into tangible benefits easily and at no cost.

Bank

Wells Fargo

Contact

creditcards.wellsfargo.com

Reputation

0 reward points

Card brand

Mastercard

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

Mastercard Platinum Benefits
Purchase Protection
Travel Insurance
Contactless Technology
International
Points Program
Annual Fee Free
Restaurant Discounts
First Year Annual Fee Free
Extended Warranty
Rewards Program
International Card
Air Miles

Cons

Need to have a linked bank account
Does not accept bad credit
High interest rates
Credit limit subject to analysis
Does not offer cashback

See more card details:

Rent Points

Earn 1 point for every dollar spent on rent, with no processing fees, up to 100,000 points annually.

Restaurant Expenses

Enjoy 3 points for every dollar spent on dining, perfect for those who frequently eat out or order delivery.

Travel-Focused Rewards

Collect 2 points for every dollar spent on direct bookings with airlines or hotels.

1:1 Transfer Ratio

Transfer your earned points to leading hotel and airline loyalty programs at a 1:1 ratio.

No Annual Fee

Experience premium card benefits without any annual fees.

Mastercard World Elite Benefits

Gain access to exclusive perks including mobile protection and concierge services for your travel needs.

Frequently Asked Questions (FAQ)

What is the annual fee for the Bilt Mastercard?

This card has no annual fee, allowing you to enjoy all its rewards without any yearly charges.

How do I earn points when paying rent?

You can pay rent through the Bilt app or a linked bank account to avoid fees and earn 1 point for every dollar spent.

Is there a minimum usage requirement to earn points?

Yes, you need to make at least 5 transactions with the card during each billing cycle to accumulate points.

What are the points earning rates for other purchases?

The card grants 3 points per dollar at restaurants, 2 points on travel, and 1 point on all other eligible purchases.

Can I use points to assist in buying a house?

Absolutely, Bilt Rewards points can be redeemed to help cover the down payment of a home.

Top 5 most requested cards

The card: Bilt Mastercard® Rewards comes with these benefits from Mastercard

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Wells Fargo

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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