Card image Discover it® Student Chrome

Discover it® Student Chrome card

Check the key information to help with your decision.

Discover it® Student Chrome card

Check the key information to help with your decision.

By Organizzei on 29/07/2026

Useful informations

Students will appreciate the automatic security alerts and the convenient option to instantly freeze their account via the mobile application if their card is lost.

This card promotes prudent spending by offering rewards on common purchases, eliminating the hassle of complicated rotating categories and hidden fees.

Bank

Discover

Contact

www.discover.com

Reputation

0 reward points

Card brand

Discover

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
International
Rewards Program
Security Alerts
Contactless Technology
Annual Fee Free
Price Protection
First Year Annual Fee Free
Installments Without Interest
International Card
Cashback

Cons

Credit limit subject to analysis
No points program
High interest rates
Does not accept bad credit

See more card details:

2% Cashback on Dining & Gas

Receive 2% cashback for purchases at gas stations and restaurants, applicable to up to $1,000 in combined expenses on a quarterly basis.

Unlimited Cashback Match

All cashback earned in your first year will be automatically matched by Discover, with no limits.

$0 Annual Fee

Students can benefit from no annual fee, ensuring they retain a greater portion of their earnings while enhancing their credit.

No Credit Score Necessary

Even without a credit history, you can still apply, making this a perfect option for those new to credit.

Free Access to Your FICO® Credit Score

Receive your FICO® Credit Score at no charge on your monthly statements, available through the mobile app or online.

First Late Fee Waiver

Your initial late payment will incur no fee, and there's no penalty interest rate.

Freeze It® Security Feature

Quickly secure your account by freezing new charges, cash withdrawals, and balance transfers if your card is lost or stolen.

Frequently Asked Questions (FAQ)

Is there an annual fee for the Discover it® Student Chrome?

No, this card does not carry an annual fee.

How does the Cashback Match work?

At the conclusion of your first year, Discover matches your total cashback earned without any spending minimum or cap.

Can I apply if I lack a credit history?

Absolutely, this card is specifically aimed at students, allowing those without prior credit history to gain approval.

What cashback rates does this card offer?

You earn 2% cashback at gas stations and restaurants on combined purchases up to $1,000 each quarter, and 1% on all other transactions.

Are there foreign transaction fees with this card?

No, Discover does not impose foreign transaction fees, making it a viable choice for students traveling internationally.

What occurs if I miss my first payment?

Discover waives the late fee for your first missed payment, and your APR won't rise due to a late payment.

Top 5 most requested cards

The card: Discover it® Student Chrome comes with these benefits from Discover

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Discover

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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