Card image Discover it® Student Cash Back

Discover it® Student Cash Back card

Check the key information to help with your decision.

Discover it® Student Cash Back card

Check the key information to help with your decision.

By Organizzei on 29/07/2026

Useful informations

This card is perfect for young individuals aiming for financial independence without hidden costs, serving as an effective tool for learning fiscal responsibility with tangible rewards.

Beyond the cash back, cardholders receive complimentary identity monitoring and are safeguarded against unauthorized transactions, ensuring complete peace of mind.

Bank

Discover

Contact

www.discover.com

Reputation

0 reward points

Card brand

Discover

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
International
Security Alerts
Contactless Technology
Rewards Program
Annual Fee Free
Price Protection
International Card
Cashback

Cons

No airline miles
No travel insurance
No access to VIP lounge
Need to have a linked bank account
High interest rates
Credit limit subject to analysis

See more card details:

5% Cash Back

Earn 5% cash back in categories that change quarterly, such as Amazon.com, dining, and fuel stations.

Cashback Match™

At the end of your first year, Discover will automatically double all the cash back you've earned, with no cap on the amount.

No Annual Fee

There are no annual maintenance fees, allowing students to focus solely on their spending and rewards.

Credit Building

An excellent gateway to establishing a positive credit history from college.

No Late Fee

You won’t incur a late payment fee on your first missed due date.

Security Alerts

Discover monitors your Social Security number and sends alerts if your data appears on the Dark Web or in new records.

Global Acceptance

This card is accepted at millions of locations worldwide through the Discover network.

Credit Monitoring

Access your FICO® Credit Score at any time for free through the app or website.

Frequently Asked Questions (FAQ)

How does the Cashback Match work?

At the end of your first year as a cardholder, Discover tallies up all the cash back you’ve earned and automatically deposits an equal amount into your account.

Do I need a credit history to get approved?

Not necessarily. This card is designed for students, making it accessible to those just starting to build their credit.

What are the 5% cash back categories?

The categories change each quarter and may include gas stations, grocery stores, restaurants, Amazon.com, and select retailers.

Is there an annual fee for the card?

No, the Discover it® Student Cash Back has a permanent zero annual fee.

What happens if I miss a payment?

Discover does not charge a late fee on your first missed payment, and this delay won't increase your interest rate (APR).

Can I use this card outside the U.S.?

Yes, it is an international card, and Discover does not impose foreign transaction fees for purchases made abroad.

Top 5 most requested cards

The card: Discover it® Student Cash Back comes with these benefits from Discover

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Discover

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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